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Reorder Bank Checks

Frugal Dollar Saving Ideas   by Christian Fuentes

You can save over a hundred dollars by finding a checking account that has no service charges and with no minimum balance. You'll save more when you reorder personal checks on the internet rather than of at your bank. Not only do you save about 50% on charges on your discount personal checks, but when you reorder cheap personal checks you get a greater design selection.

If you own a home and don't look into your property taxes, it is possible you may be overpaying. Most homeowners think that their assessment is equal to the market value estimate the town placed on their property. It is not. Assessment and market value are entirely different things.

First, get the sales ratio which is also called the director's ratio, equalization rate, the average ratio or many other names the various municipalities come up with. Divide the sales ratio into the assessed value to figure out actual figure that the tax assessor assigned to the value of your home. Go to your local real estate broker and get comparable sales to beat the market value number you found. If there is a serious variation, appeal your property taxes.

Keeping your car in shape can save you a lot of money. If your air filter is especially dirty, you might be losing up to 14% on fuel economy. Add 3.3% for not having tires inflated to their max and another 4% for not having a tuned engine and we're talking a lot of money.

Check for car insurance quotes at the National Association of Insurance Commissioners site or ask friends or the Yellow Pages. Also look through consumer guides, insurance agents, companies and online insurance quote services and compare similar policies. Compare against your current policy. Often, using the same insurance company for multiple policies will get you 10 to 15% off your premium.

Credit cards can slam you with higher rate fees as well as penalties if you are late with payment. Send your payment in a week early so as not to get penalized. Also if you have other credit cards with lower interest rates, use as a cash advance to pay off your higher interest credit cards.

Buy more unprocessed food products to save money. Employ store discount cards and cut coupons to save money on groceries. Take a calculator with you to the grocery store to keep track of the totals and avoid purchasing impulse items. Compare the quality of store brands with more name ones. Buy sale items in bulk

Cook at home often. You will find a balance between saving money and getting stressed out. Brown bag your lunch and skip drinking coffee or purchasing your favorite beverage out as often as possible and make it before you leave the house. You might as well check out some cheap personal checks as part of your financial scheme.

About the Author

Christian Fuentes is a contract programmer, web designer, trainer and blogger. He is passionate about Jesus Christ, his family, his business, photography, golf and lots of other things too. He also writes about checks on line.

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